Getting Started Solving your Financial Problem

What brought you to our website? If your financial problems are keeping you up nights worrying, stop worrying and take action. It'll help bring you some peace of mind. Here's what you can do to start dealing with your financial issues now.

  • Accept that your financial problems are a big deal, and that you need big professional help. Don’t try to scrimp and save on the cost of qualified legal or financial advice. Free advice from your realtor, your Mom, your neighbor, or your boss can end up being very expensive if you run afoul of the law or if their strategy doesn’t work. If you have a family attorney who merely dabbles in financial issues, he likely lacks the expertise to advise you about all your options.

  • Hire an attorney with specific experience in handling financial issues, an attorney who will take the time to understand your unique circumstances.

  • Every lender and, indeed, every mortgage loan is different, and your financial problems, your family issues, and your ability and willingness to tolerate risk and stress make your situation unique. An attorney experienced in solving financial problems can provide you with proper guidance so that you can stop worrying.

  • Start by organizing your financial records. You will need to bring paperwork to any meeting to discuss foreclosure.

Being prepared can go a long way toward some peace of mind. You'll need:

  1. Your ID, such as a drivers license and your Social Security card.
  2. Tax returns from the past year or two.
  3. Income records from the last 6 months, such as pay stubs, or if you're self-employed, a profit and loss, broken down by month.
  4. Payment coupons for mortgages or other document to show your ongoing monthly mortgage payment, monthly escrow or impound contribution for taxes and property insurance (if paid through mortgage), and the approximate principal balance on home loan.
  5. Escrow or mortgage settlement, or closing statement provided to you upon purchasing or refinancing your home, if available.
  6. Notice of Default and other correspondence from your mortgage company.
  7. Lawsuits/judgment/garnishment/foreclosure paperwork.
  8. A List of your necessary living expenses.


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A Fresh Start Law Office
2037 Franklin Ave • Las Vegas, NV 89104